Effective date of dental-vision-audio insurance coverage

(a) Except as provided in (b) and (c) of this section, dental-vision-audio insurance coverage for a benefit recipient begins on the date that continuing monthly benefits begin. (b) Dental-vision-audio coverage for a benefit recipient receiving a disability benefit is effective on the first day of the calendar month after the month in which the premium is first deducted. (c) Dental-vision-audio coverage for a new law benefit recipient, who makes an election of major medical and dental-vision-audio insurance during an open enrollment period, is effective on January 1 of the year following the open enrollment period. (d) Retroactive premiums will be deducted as necessary.