Reaffirmation agreements submitted must be accompanied by Form B240 (or a form which

-11- WDNY LOCAL BANKRUPTCY RULES substantially conforms to Form B240) and must be completed and signed. Debtors will no longer be required to attend a discharge hearing, except as provided below. Discharge Hearing Calendars will be conducted on a regular basis throughout the district, at which debtors may present themselves for a full explanation of the meaning of discharge and of reaffirmation. Times and places of such calendars are available from the Clerk.

A. B. C. Pro Se Debtors.

A discharge hearing must be attended by a pro se debtor filing a reaffirmation agreement. The Clerk will issue an informational letter to the debtor and a form to request a § 524(d) hearing. Reaffirmation Agreement Accompanied by Attorney’s Declaration. The debtor shall not be required to attend a discharge hearing if the debtor is represented by an attorney who attaches a declaration prepared pursuant to § 524(c)(3).

Reaffirmation Agreement Not Accompanied by Attorney’s Declaration. A discharge hearing must be attended by the debtor if a reaffirmation agreement is not accompanied by a completed Attorney’s Declaration. The Clerk will issue an information letter to the debtor and a form to request a § 524(d) hearing. Rule 5073.

PHOTOGRAPHY, RECORDING DEVICES & BROADCASTING