Filing Proof of Claim or Interest—Amended Schedules

When a chapter 7, chapter 12, or chapter 13 debtor has amended a schedule to add a creditor, the newly added creditor may file a proof of claim within 90 days after the date that the debtor served the creditor with notice of the amendment. Rule 3002.1-1. Notice of Mortgage Payment Change—Home-Equity Line of Credit (HELOC) During the pendency of a chapter 13 case, a creditor holding a claim arising from a home- equity line of credit (“HELOC”) shall not, under Fed. R. Bankr. P. 3002.1(b)(1), be required to file or serve a notice of any change in the periodic payment amount required by that HELOC, other than a change resulting from an escrow account adjustment, if: (a) The creditor, in compliance with applicable non-bankruptcy law and the terms of the HELOC, otherwise provides notice directly to the debtor of that non-escrow change to the periodic payment; and (b) The chapter 13 plan provides that the debtor will make current installment payments coming due under the HELOC to the creditor under § 1322(b)(5) of the Code.