CREDITOR CONTACT WITH CHAPTER 13 DEBTOR
U.S. Bankruptcy Court for the Northern District of Alabama
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(a) Information to Creditor. A secured creditor in a chapter 13 case, without leave of court, may take the following actions: (1) Make reasonable inquiry to the debtor as to the physical condition of the collateral, the location of the collateral, or insurance coverage on the collateral for the debt; and (2) Make reasonable contact with the debtor as to payments that a proposed or a confirmed plan provides are to be paid directly to the creditor by the debtor, including the issuance of monthly bills, statements for post-petition payments, and a written notice of a post-petition delinquency (but a copy shall be mailed to any attorney of record for the debtor). (b) Information to Debtor. Upon reasonable request, a secured creditor must provide written account information to the debtor, including the interest paid.
(Eff. 7/ 1/ 2010)