Insurance

This article focuses on recent legislative changes and judicial interpretations in the area of automobile insurance. The question whether insurers should be joined as parties defendant with their insureds as a matter of policy remains unanswered, as the Supreme Court of Florida struck down the nonjoinder statute as unconstitutional. The authors examine the new mandatory option for uninsured motorist coverage and the interaction of such benefits with other coverages and exclusions. The stacking of coverages still applies to some policies and may be crucial in underinsured motorist situations.

Attention is also given to problems of concurrencies between personal injury protection and other coverages