Foreward: Choosing among Systems of Auto Insurance for Personal Injury

In his Forward to this volume's Tort Law - No-Fault Insurance Symposium, Mr. Sugarman briefly notes the key issues regarding the system of auto insurance for personal injury and highlights the issues raised by the contributing authors. After discussing the no-fault auto insurance movement of the 1960s and 1970s, its adoption in New York and Michigan, and a system that gives motorists a choice between Fault and No-Fault insurance, the author puts forth his own proposal. The author proposes that the state assure the universal availability of first party (no-fault) benefits for auto accident victims, but that these benefits not be funded through no-fault auto insurance. Instead there would be three new funding sources, and each would contribute one-third of the plan's revenues.