Back to the Future of Postloss Insurance Conditions in Nebraska: <i>German Insurance Co. v. Fairbank</i>, 32 Neb. 750, 49 N.W. 711 (1891)

I. Introduction II. The Fairbank Decision ... A. Fairbank Redux ... 1. The Mortgage Condition ... 2. The Suit Condition ... 3. The Proofs of Loss Condition ... B. Fairbank Located III. Legal Control of Juridical Hazard Provisions ... A. What Are "Juridical Hazard" Provisions? ... B. Why Juridical Hazard Provisions Are Vulnerable ... C. A First Historical Example: Moral Hazard Warranties ... D. The Legislative Response: Standard Forms and Warranty Statutes ... E. A Second Example: Postloss Conditions IV. Conclusion