Joseph A. Smith Jr

Publications

• Thirty Years, Give or Take: Reflections on My Life in Banking
  30 N. C. BANK. INST. 1 (2026) · North Carolina Banking Institute · 2026

• A Review and Assessment of the National Mortgage Settlement by Its Monitor
  21 N. C. BANK. INST. 29 (2017) · North Carolina Banking Institute · 2017
• Home Mortgage Lending: Past, Present, and Future
  15 N. C. BANK. INST. 1 (2011) · North Carolina Banking Institute · 2011

• Financial Literacy, Regulation and Consumer Welfare
  8 N. C. BANK. INST. 77 (2004) · North Carolina Banking Institute · 2004
• Federal Banking Agencies' Guidance on Subprime Lending: Regulation with a Divided Mind
  6 N. C. BANK. INST. 73 (2002) · North Carolina Banking Institute · 2002
• Savings for the Poor: The Hidden Benefits of Electronic Banking: A Review and Response
  5 N. C. BANK. INST. 1 (2001) · North Carolina Banking Institute · 2001
• Retail Delivery of Financial Services after the Gramm-Leach-Bliley Act: How Will Public Policy Shape the Financial Services Supermarket
  4 N. C. BANK. INST. 39 (2000) · North Carolina Banking Institute · 2000

• Strategic Alliances: Why, How, and What to Watch for
  3 N. C. BANK. INST. 57 (1999) · North Carolina Banking Institute · 1999
• The Role of Outside Counsel in the Creation of Economic Value
  2 N. C. BANK. INST. 113 (1998) · North Carolina Banking Institute · 1998